Cyber Security & Privacy Liability Coverage

If you’ve got data, you’ve got risk. Cyber security is one of the fastest growing areas of risk, and the healthcare sector is not immune. Cyber Liability coverage responds to various losses resulting from but not limited to, stolen credentials, malware, phishing and social engineering and insider threats.

The insurance cover responds to:

  • Third party claims against you;
  • Business interruption and costs to restore your data;
  • Notify of the breach.

We provide the option to purchase comprehensive Cyber Security & Privacy Liability Insurance with limits of up to $1,000,000 for Arts Therapist’s and their clinics, with premiums starting at $300.00 (excluding charges). Alternatively, you can purchase individual cyber coverage of $1,000,000 for $75 plus GST & Stamp Duty.

Cyber Security & Privacy Liability Claim Example

An Arts Therapist’s Practice network was infected with a virus that was received via a phishing email which was opened by an employee by mistake; this allowed the hacker to gain access to the clinic’s website.

The Practice Cyber Liability Insurance responds to cover forensic IT costs to determine the extent of the breach and loss to data, Forensic accounting to determine any interruption to operations and loss of income, costs to remove the virus and to reinstate the insured’s data and systems. The total expenses incurred were $17,000.

Apply for Coverage

Please complete and return the application form to or call BMS today on 1800 931 071 (AU), 0800 999 267 (NZ) to receive a quote for Cyber Liability Insurance:

Download Form (.pdf)